Compliance Management Solutions

About Us

Join us

..and with our knowledge, skills and ability we will effectively work with you as your consumer credit compliance expert

Product Partnerships is an FCA authorised firm acting as a Principal and compliance specialist for businesses who offer consumer credit facilities. Due to our FCA application to act as a Principal, we have been through a very rigorous process to satisfy the FCA of our ability and competence to carry out these activities. We are regulated to oversee credit broking and consumer hire activities and our firm reference number is 626349.

Our excellence in delivering compliance solutions to businesses, both large and small, has been recognised by our inclusion in the 2019 Parliamentary Review and receiving the Global Advisory Experts’ UK Product Compliance Specialist Firm of the Year 2020 award.

You can review these publications by clicking the links below:

Our core markets are retail motor dealerships, online vehicle suppliers, firms who operate salary sacrifice schemes as well as mainstream retailers who offer products online and through retail outlets.

Our client list includes Google Commerce,, National Grid, Bensons for Beds, Peloton, Aston Martin, and Euro Car Parts. We also work with many high-profile motor and motorcycle retailers.

The directors of the company are Nigel Wray and Tim Whaley.

Nigel Wray has 15 years' motor finance experience and was previously an approved person and board director of a major UK financial organisation. Nigel is MBA , ACIS and Prince 2 qualified.

Tim has over 20 years' motor finance experience including working for a manufacturer finance company and holding the position of Sales Director at a leading UK credit broker. He has a BA (Hons) in Business Management.

We have developed secure (SSL) encrypted online systems which include compliant sales and complaints processes, automated management information to ensure firms can demonstrate how they are treating customers fairly, and a task management facility to ensure all compliance activities are carried out at the correct time. The system can be accessed remotely by our compliance team so we can solve problems quickly.

Regulatory Partners We will work with you to ensure you're correctly authorised and that your processes and procedures keep you compliant with FCA regulations

Finance Partnerships We will maximise the service from your finance partners, ensuring the products they deliver are the right ones for your customers when they buy and throughout their ownership

Your Customers Businesses grow successfully when they deliver excellent customer service. Our processes will help you deliver unbeatable customer service to increase referrals and customer retention

Your Staff Through our excellent training, your staff will be better prepared, knowledgeable and focused on giving your customers the best possible service. We will help you invest in improving their skills and job satisfaction levels