The Consumer Credit Experts

The PPL Team have years of relevant experience, with backgrounds spanning relevant sector experience within consumer credit, capable of supporting our clients and Appointed Representatives compliance needs.
The Consumer Credit Experts
Helen Dutton

Helen Dutton

Head of Account Management

I’m Helen Dutton and I am PPL’s Head of Account Management. I manage the account management team and client relationships with some of PPL’s largest clients including Bensons for Beds, Peloton, Vaha, Made.com, Google and Complete Vehicle Management. The account management team works collaboratively with the compliance team to ensure we deliver the promised oversight activities in line with our service levels, and we act as the ‘face’, providing a conduit into PPL for all our clients’ needs.

I have been with PPL since November 2018 and have seen the business grow from its roots in providing compliance solutions for clients predominantly in the motor sector to also working with large retailers like those mentioned above. Life is never dull at PPL and I’m looking forward to seeing what the next 12 months brings!

Outside of work, I love keeping fit including taking Thai boxing classes. I spend a lot of time with my 13-year-old son, and my family and friends and am very much looking forward to seeing some live music and eating out.

Julie Atkinson

Head of Risk & Compliance

I'm Julie Atkinson and I am external consultant for Product Partnership heading up with Risk & Compliance. I started with Product Partnership 4 years ago helping clients with regulation.

I have over 19 years' experience in Regulatory Compliance, Operational Risk and Financial Crime and legal. I enjoy working with clients in a practical way to help develop or manage their compliance and operational risk using my previous experience in sales to maintain a commercial balance.

My experience includes in depth knowledge of all related sourcebooks such as PRIN, COCON, SYSC, CONC, ICOBS, COBS, DISP, MCOBS, Data Protection, Governance, Operational Risk and Approved Person/Senior Management Regime and much more.

Away from the office I spend my time running around after twin boys who are 14, walking our 2 cockerpoos, seeing to our other animals and 2 greenhouses with lots of veg. I also love holidays and I use to live in Canada.

Julie Atkinson
Wendy Clegg

Wendy Clegg

Risk & Compliance Manager

I’m Wendy Clegg and I am the Risk & Compliance Manager. My main role is responsibility for implementing and administering the firm’s policies and procedures and identifying compliance risks, including development of the client audit programme.

I joined PPL in September 2017, having previously spent 25 years working in the insurance broking industry. Prior to moving into the Compliance Role in 2004 at my previous firm, I worked in customer service, sales, claims and customer retention departments and I feel that having worked in roles across all the operational teams I have a good understanding of the customer journey and how that can be helped or hindered by regulations and procedures. My varied experience across these roles ensures that I have a commercial understanding and approach to compliance solutions.

I live on a small holding with my partner of 31 years, Mark and have 8 pet sheep, 3 Shetland Ponies, and a cat, George. I am a hobby Beekeeper with 7 colonies of honeybees and produce my own honey and candles that I sell at local shops in my village. I am the Secretary of Bradford Beekeepers Association and a Trustee of the Queensbury Support Centre, a social venue for the elderly.

In my limited spare time, when not attending to the variety of animals, I enjoy socialising with friends and attending festivals in our 1960 VW campervan.

Ben Simmons

IT & MI Manager

I'm Ben Simmons and I'm the IT & MI Manager for Product Partnerships. It's my role to make sure that Product Partnerships has a robust IT Infrastructure as well as a secure, seamless & modern offering for clients. A key responsibility for me is to look at how new software and systems can really add value for clients, applications such as Meltwater (social media watching tool) can be powerful for both Product Partnerships and our clients when used right. I also look after the project management office and all business data, covering its security, engineering, analysis & reporting.

I started with Product Partnerships in 2019 as a Compliance Officer, helping clients keep within the regulations set out by the FCA before transitioning to my current role at the start of 2021.

It'll be no surprise that as an IT Manager my hobbies are primarily technology related! I spend my free time building websites, managing online communities and trying to justify my next expensive gadget to my partner! I also enjoy Crossfit and mountaineering, whatever the weather.

Ben Simmons
Hayley Swithenbank

Hayley Swithenbank

Personal Assistant

I’m Hayley Swithenbank and I have recently joined the PPL team as Personal Assistant. Having previously spent 20 years working in the pensions industry, I joined PPL, I am certain that the experience I have gained working in the financial services industry will help immensely in my new position.

I am enjoying my new role so far, despite still having a lot to learn. I feel that I have joined the firm at an exciting time and I'm looking forward to the challenges that lie ahead!

In my spare time I enjoy eating out, running and hiking with a local walking group

Nicky Ambler

Nicky Ambler

Compliance Officer

I’m Nicky Ambler and I have recently joined the PPL team as a Compliance Officer . Having previously spent 22 years working in the Insurance and Compliance industry prior to joining PPL, I am certain that the experience I have gained over the years will help immensely in my new role.

I am really enjoying my new role so far and have loved getting to know the team. I still have a lot to learn but I feel that I have really settled in and I am learning so much.