Our Team

Our team brings together decades of experience across compliance, financial services, consumer credit, motor finance, governance, and risk. With advanced qualifications in compliance, governance, business leadership, law, accountancy, international banking and finance, plus active involvement in professional industry bodies, we combine technical knowledge with real-world commercial understanding.

We don’t just understand regulation. We understand the businesses, people, and customer outcomes behind it.

Back to Our Team
Team Member Phillip Garlick

Phillip Garlick

Chief Executive Officer

Phillip is CEO of PPL and brings over 30 years’ experience in senior and board-level roles across PLCs, SMEs, and VC & PE-backed businesses, across retail consumer credit.

He leads the business with a focus on practical client solutions that drive long-term growth across complex regulated businesses.

A Chartered Director and Fellow Member of the Institute of Directors (IoD) London, Phillip also holds an Advanced Certificate in Governance, Risk & Complaince with the International Compliance Association (ICA), and has a Masters in Business Administration (MBA) through Leeds University, part of the Russell Group.

Outside of work, Phillip enjoys Formula 1, scuba diving and cycling, and is a proud family man, often found spending time with his wife, two children, and dogs.