We Will Make Sure You're Correctly Authorised
If you’re a regulated firm offering consumer credit, compliance can feel daunting.
That’s why at PPL, we’re with you every step of the way.
If you need expert support on FCA regulation or consumer credit, we can find the solution that works most effectively for you and your business.
A century of combined experience in retail consumer credit
Our dedicated team of industry professionals support businesses across many varied sectors, including motor, green energy, and retail.
Our many years of experience have helped us understand the day-to-day challenges you face, so through working closely with us, we can help deliver clear, compliant credit solutions.
Compliance built around you
Our products are flexible and designed to meet your and your business's specific requirements.
Our principal AR Model, Artemis, is our flagship modern compliance companion, designed to provide you with an all-in-one, easy-to-use platform.
Whether you’re looking for entry-level support or something more encompassing, our tailored approach provides the clarity on compliance you need to get on with running your business.
The Key Services We Provide
Directly Authorised
Being directly approved by the FCA is a popular choice amongst our customers giving them full control but having the security of our support
Appointed Representative
An Appointed Representative can act in the same way as a directly authorised business: advising customers, completing finance proposals, advertising finance and receiving commission.
FCA Applications
You may decide that being directly authorised by the FCA is the best route for your business. We use our experience and expertise to help you navigate the authorisation process.
Buy Now, Pay Later
With 15+ years’ experience helping firms bring regulated products to market, we provide end-to-end support to help you become BNPL-regulated.
What Our Customers Say
Bensons for Beds has been working with PPL since 2019 and they supported us through the recent restructuring of our business. Having previously held direct authorisation for our consumer credit activities, we were familiar with the FCA’s regulatory requirements, however moving to be an appointed representative of PPL has assisted us in achieving greater oversight and control whilst being able to focus on our business.
We have worked with PPL since February 2019 and remain reassured and very well supported in all that they do for us. Our business has scaled enormously since PPL’s appointment and yet we have found them more than able to cope with the increasing scale and complexity of our business. The PPL team is very experienced in consumer credit compliance and have the valuable ability of being able to apply that experience pragmatically to help us deliver great customer outcomes. We value their hard work and partnership.
PPL is always on hand to advise us. The team is always friendly, professional and we’ve formed a great working relationship. Our Account Manager is a pleasure to work with who provides sound knowledge of the industry and a highly respected professional of her area. PPL helps us to navigate through the FCA’s requirements, so that we at CVM can concentrate on running our business.
Our Clients and Appointed Representatives Include
Latest News
Why football clubs need to understand where Financial Conduct Authority (FCA) responsibilities may already sit
Why football clubs need to understand where Financial Conduct Authority (FCA) responsibilities may already sit
Why motor firms need to focus on process, evidence and complaint handling, not just the redress outcome.
Redress is the headline. Complaints are the workload. Why motor firms need to focus on process, evidence and complaint handling, not just the redress outcome.
BNPL regulation is not just a deadline. It is a retail finance reset.
BNPL regulation is not just a deadline. It is a retail finance reset. Retailers, merchants, and introducers, the BNPL regulation 15th July 2026 deadline is looming. Let us help explain what changes will be happening in just a few short weeks and what you can do now to be retail ready.