Experts in
retail compliance

Product Partnerships (PPL) purpose is to offer outsourced compliance services to retail clients selling through B2C channels using consumer credit products to sell their goods and services. We aim to improve the consumer outcomes for our 'clients' and our Appointed Representatives'.

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Experts in retail compliance

Our clients and Appointed Representatives include

Carparison
Peter Watson
Pure Electric
Pidcock
Motor Finity

We will make sure you're correctly authorised

At PPL we offer tailored solutions, with a dedicated Account Manager who will support you through the compliance journey. We are big enough to support corporate clients with risk and compliance oversight, but small enough to care.

Our services
We will make sure you're correctly authorised
​We help B2C retailers who offer consumer credit as part of their proposition.

​We help B2C retailers who offer consumer credit as part of their proposition.

PPL can assist firms who require FCA permissions to carry out consumer credit in various ways, ensuring their regulatory health and compliance delivers good outcomes for the consumer.

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What our customers say...

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PPL is always on hand to advise us. The team is always friendly, professional and we’ve formed a great working relationship.  Helen Dutton, our Account Manager, is a pleasure to work with who provides sound knowledge of the industry and a highly respected professional of her area.  PPL helps us to navigate through the FCA’s requirements, so that we at CVM can concentrate on running our business.
Verity Connor
Complete Vehicle Management Ltd
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Bensons for Beds has been working with PPL since 2019 and they supported us through the recent restructuring of our business. Having previously held direct authorisation for our consumer credit activities, we were familiar with the FCA’s regulatory requirements, however moving to be an appointed representative of PPL has assisted us in achieving greater oversight and control whilst being able to focus on our business.
Steve Adlington
Bensons for Beds
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We have worked with PPL since February 2019 and remain reassured and very well supported in all that they do for us. Our business has scaled enormously since PPL’s appointment and yet we have found them more than able to cope with the increasing scale and complexity of our business.  The PPL team is very experienced in consumer credit compliance and have the valuable ability of being able to apply that experience pragmatically to help us deliver great customer outcomes.  We value their hard work and partnership.
Martin Bowles
Pure Electric Ltd
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Our Key Services

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Appointed Representative

As an Appointed Representative you don't need to report data to the FCA or pay FCA fees and we take responsibility for your compliance

  • We fully audit the compliance of your business
  • You operate under our permissions and we report to the FCA on your behalf
  • We work with you to put all practices and processes in place
  • We mystery shop your business to ensure compliance
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Directly Approved

Being directly approved by the FCA is a popular choice amongst our customers giving them full control but having the security of our support

  • We support you all of the way through the approval process
  • We audit and mystery shop your business to ensure you remain compliant
  • You have access to our expertise and experience at all times
  • You have full control of your approach to compliance
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Want to talk to a member of the team?

Want to talk to a member of the team?

Whether you want to apply to become an Appointed Representative or be directly authorised by the FCA, we take the hassle out of compliance. Contact us now to help identify the risks and what you need to make sure you're FCA compliant.

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