Our Leadership Team

With almost 100 years' combined experience in retail consumer credit, we support the motor, technology, leisure & fitness, and furniture retail sectors with delivering compliant consumer credit solutions.

Back to Our Team
Phillip Garlick (1)

Phillip Garlick

Chief Executive Officer

Phillip is CEO of PPL and brings over 30 years’ experience in senior and board-level roles across PLCs, SMEs, and VC & PE-backed businesses, across retail consumer credit.

He leads the business with a focus on practical client solutions that drive long-term growth across complex regulated businesses.

A Chartered Director and Fellow Member of the Institute of Directors (IoD) London, Phillip also holds an Advanced Certificate in Governance, Risk & Complaince with the International Compliance Association (ICA), and has a Masters in Business Administration (MBA) through Leeds University, part of the Russell Group.

Outside of work, Phillip enjoys Formula 1, scuba diving and cycling, and is a proud family man, often found spending time with his wife, two children, and dogs.