Our Experience

We’ve built a strong reputation over many years supporting businesses offering consumer credit across a range of sectors, including motor, technology, leisure & fitness, corporate online, furniture, and green energy.

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Our Approach

Whether acting as an FCA-authorised Principal or as a compliance specialist, we support both large global brands and smaller, growing businesses, combining the ability to deliver at scale with the flexibility to provide tailored, practical solutions.

We help firms meet FCA requirements and deliver good outcomes for their customers. Our approach is collaborative, working closely with your business to ensure you remain compliant while continuing to grow.

We begin by understanding your business model, risk profile, and objectives, before identifying the most appropriate regulatory approach and designing a solution tailored to your needs.

Our Sectors

From motor and retail to green energy, we work with businesses across a diverse range of sectors, including technology, furniture, and leisure & fitness.

Our deep sector expertise means we understand the nuances of each market, helping firms navigate regulatory requirements and deliver compliant consumer credit propositions with confidence.

Football Clubs

We support football clubs operating in an increasingly complex financial environment, where activities such as offering season ticket finance or working with third-party providers may fall under FCA regulation, often without clubs realising it.

Motor Industry

PPL was founded to support car dealerships across the UK, giving us deep insight into the challenges of operating in fast-paced retail environments where consumer credit plays a key role.

Technology & Retail

We work with leading technology brands operating in the UK market, supporting large-scale online retail models and the delivery of compliant consumer credit solutions.

Leisure & Fitness

We support leisure and fitness retailers experiencing rapid growth, helping them navigate evolving customer journeys and the complexities of offering consumer credit.

Online Retailers

We work with international retailers selling into the UK through large-scale online channels, supporting compliant and scalable consumer credit propositions.

Furniture Retailers

We support furniture retailers across the UK with large store footprints and omnichannel models, ensuring compliant customer journeys and effective oversight.

Motor Finance

PPL are the BVRLA's national inspector for over 1,000 motor finance companies and dealerships across the UK. We carry out the BVRLA's Leasing Broker, Principal & Appointed Representative inspection programs.

Green Energy

We work with green energy providers and retailers to support their approach to offering finance, providing tailored compliance support from initial setup through to ongoing operations.