Through this role, we deliver a range of inspection programmes on behalf of the BVRLA, providing independent assessment, identifying key areas of risk, and supporting firms to strengthen their compliance frameworks.
Our work spans a number of key inspection programmes, each designed to support firms at different stages of their regulatory journey.
Leasing Broker Inspections
PPL has a strong background in the motor finance sector and supports BVRLA members through Leasing Broker inspections for firms undertaking regulated activity.
We assess Consumer Duty outcomes, governance frameworks, and compliance with FCA Handbook rules and guidance, identifying key areas of risk and working closely with firms and the BVRLA team to develop practical improvement plans.
These programmes are supported and funded by some of the largest funding panels in the motor finance sector.
Principal AR Inspection Program
PPL delivers the BVRLA Principal & Appointed Representative inspection programme, reviewing the governance arrangements between principal firms and their ARs, from sole traders to larger broker networks.
We assess the effectiveness of governance frameworks, the quality and use of management information, and the strength of oversight and control, helping firms identify areas for improvement across their networks.
Our work ensures principals meet their regulatory obligations under the FCA Handbook, while strengthening ongoing oversight and compliance.
New Member Inspections
PPL supports new BVRLA members, including brokers entering regulated activity for the first time, by working alongside them to establish robust governance frameworks, customer journeys, and compliant operating models.
We help ensure the right governance, risk, and compliance arrangements are in place, enabling firms to operate safely and confidently within a regulated environment.
We also support established firms that are new to the BVRLA, helping them identify and address compliance gaps and align their existing frameworks with industry and regulatory expectations.
Flexi Rental Inspections
Flexi Rental firms form part of the BVRLA inspection programme due to the regulatory risk associated with activities that can move between unregulated and regulated status, depending on contract structures and customer agreements.
PPL reviews these firms to assess the risk of inadvertently entering regulated activity, ensuring that contract design, customer journeys, and controls are appropriate and clearly understood.
Given the fine line between unregulated and regulated activity, firms can cross into a regulated position without recognising it, creating a risk of non-compliance. We help identify these risks and support firms in maintaining clear boundaries and compliant operating models.
Product Partnerships Limited (PPL) bedrock was formed in the vehicle finance sector with much of the team coming with a rich history and solid experience from within the motor finance industry.
Get in Touch
Whether its simply to submit your regulatory returns or a suite of ongoing support services, feel free to get in touch or call us for an informal chat.
Sectors We Also Operate In
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Football Clubs
Football clubs operate in an increasingly complex financial environment. Activities such as offering season ticket finance or partnering with third-party providers may fall under FCA regulation—often without clubs realising it. Failure to comply can lead to serious consequences including fines, legal penalties, reputational damage, and disruption to key financial operations.
Green Energy
Product Partnerships (PPL) supports retailers within the green energy market and understands the consumers needs in ensuring retailers operate in a compliant way putting the consumer at the heart of everything they do.
Motor Finance
Here at Product Partnerships (PPL) we are experts in car, motorcycle, and leisure vehicle consumer credit, working manufacturers as well as car dealerships across the UK. With a pedigree and background born from the car finance market our expert team can support firms wishing to develop their consumer credit proposition and ensure compliance.
Technology & Retail
Product Partnerships (PPL) work with some of the biggest and well known technology retailers, designing compliant customer journeys through online, retail stores, and omni channels. These retailers attract high finance penetration and often require a bespoke solution to meet the consumers needs.
Leisure & Fitness
Online Retailers
Product Partnerships (PPL) works with some of the largest and well known on-line retailers, supporting them in ensuring their customers understand the credit products on offer and that the regulatory journey is compliant
Furniture Retail
Product Partnerships (PPL) supports furniture retailers with large store footprints across the UK, and online, working alongside some of the biggest and well known brands.