At Product Partnerships (PPL), we support firms in navigating these requirements, helping you stay compliant, in control, and confident in your approach.
Getting this right matters. Firms that fall short of regulatory requirements may face significant consequences, so having the right support in place is key.
How we support your consumer credit regulatory journey
Every business offering consumer credit needs to choose the right regulatory approach and ensure the appropriate systems and controls are in place to remain compliant.
We work with you to understand your business and help you choose the option that’s right for you, putting the frameworks in place to support ongoing compliance and meet FCA requirements.
Use our experience and expertise in retail compliance to help you meet your business goals and remain compliant with ever changing FCA regulations
Become an Appointed Representative
Operate under PPL’s regulatory permissions, with full oversight, compliance monitoring, and regulatory reporting provided by our team.
Let us support you in what's needed to be Directly Authorised
Operate under your own FCA permissions, supported by our ongoing compliance services to help you meet your regulatory obligations.
We can help your through the Approval Process
Helping you understand what’s required and prepare your application with confidence.
We support firms offering consumer credit
We support businesses that offer consumer credit, helping ensure they are correctly authorised and operating in line with FCA requirements.
As a Principal firm, we can enable eligible businesses to operate under our permissions, or support firms that are already directly authorised with ongoing compliance support as they grow.
Our support is delivered through a range of core compliance services.
Consumer Duty Monitoring and Reporting
Consumer Duty is a key focus for all regulated firms, requiring clear evidence of good customer outcomes.
We help firms embed Consumer Duty across their business, supporting you to monitor, evidence, and demonstrate how your products, services, and customer journeys deliver fair value and positive outcomes.
Compliance Monitoring and Oversight
We deliver risk-based monitoring programmes to help you identify risks, strengthen controls, and maintain effective oversight.
Compliance Assurance and Reviews
We carry out targeted reviews and testing to assess your compliance arrangements and identify areas for improvement.
Training and Competency
We provide training and tracking tools to help your teams understand regulatory expectations and deliver compliant customer interactions.
Compliance Essentials (Artemis platform)
Our Compliance Essentials are delivered through Artemis, our all-in-one compliance platform designed to support firms in managing their day-to-day regulatory obligations.
Artemis brings together key areas of compliance into one place, including motor sales journeys, complaints management, financial promotions approval, RegData reporting, and e-learning.
This provides a clear and consistent approach to compliance, helping firms maintain oversight, manage risk, and meet FCA requirements more effectively.
The PPL Difference
We simplify compliance for both you and your customers, providing practical, tailored support that gives you confidence your compliance is under control.
Our dedicated Account Managers work closely with you to provide ongoing guidance, oversight, and support, ensuring your compliance framework remains effective as your business evolves.
Whether you are becoming authorised, operating as an Appointed Representative, or managing ongoing compliance, we help you remain compliant while continuing to grow.
FCA Regulation
We will work with you to decide the best route for your business to achieve compliance with FCA regulations
Compliance Monitoring Programs
We design compliance monitoring programs that are tailored to risk and our clients needs.
Compliance Audit
We carry out a comprehensive audit to identify areas of strength and opportunity.
Award Winning Expertise
We are proud to have been recognised within the compliance industry for our expertise and the service we provide.
Account Management
Our dedicated account managers work with you to make sure you get the service you deserve
Online Training & Tracking
We have developed comprehensive but simple to use online tools for training your workforce and tracking all the items required by the FCA
Get in Touch
Whether its simply to submit your regulatory returns or a suite of ongoing support services, feel free to get in touch or call us for an informal chat.