How we support you
We begin by understanding your business model, proposed activities, and permission requirements. From there, we identify the most appropriate application route and set out a clear plan and timeline.
We then prepare your application pack, including your regulatory business plan, governance and risk framework, Consumer Duty approach, financial forecasts, and any sector-specific requirements.
All documentation is carefully prepared and reviewed before submission, with ongoing support provided throughout the process and in responding to FCA queries.
Who this service is designed for
Our FCA application support is typically used by businesses that:
- Are seeking FCA authorisation for the first time
- Need to add or vary existing regulatory permissions
- Are transitioning from Appointed Representative to Direct Authorisation
- Are launching new credit products or lending propositions
- Require support navigating the FCA application process
How We Support
We support a wide range of FCA applications and permission changes, helping firms navigate the process efficiently and with confidence:
Full Authorisation
Applications for credit broking, consumer hire, debt administration, and other regulated activities
Variation of Permission (VOP)
Adding or amending permissions with minimal disruption to your business
Limited to Full Permissions
Supporting firms transitioning from limited to full permissions
AR to Direct Authorisation
Managing the transition from Appointed Representative status to direct FCA authorisation
Training and Documentation
Developing customer strategies, supporting documentation, and preparing for FCA engagement
Ongoing Application Support
Drafting responses and providing evidence to support FCA queries through to final decision
What the FCA expects from an application
When assessing an application, the Financial Conduct Authority will typically review:
Your business model and proposed permissions
- Governance and risk management frameworks
- Consumer Duty and vulnerable customer approach
- Financial forecasts and capital requirements
- Systems and controls for monitoring compliance
Preparing these areas thoroughly can significantly improve the efficiency of the application process.
Not ready to book a call just yet?
Download our free FCA Application Checklist — your no-obligation guide to understanding what’s required.
Why Choose Product Partnerships
- Trusted by over 100 firms of various sizes across the UK
- Sector expertise across fintech, retail, motor, and leisure
- Authorisation success across full permissions, VOPs and more
- Proven frameworks for governance, risk and Consumer Duty
- We can stay involved post-approval to ensure compliance is maintained
- Multiple award-winning consultancy, and awarded “Compliance firm of the year 2025”
